Banking apps can now require recent Android security updates
Google's Play Integrity upgrades will soon let app developers exclude you if your phone doesn't actively receive Android security updates
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That will mean that they'll be able to sell more phones because people won't be able to run the bank app on a older machine?
This will limit phones without longterm software support. The ones which don't provide decent enough software support will be left in the dust.
Hopefully a small pain which will encourage better behaviour overall in the future. Hopefully.
You are mentioning a domino effect, but the main goal is beneficial in itself, increasing security. I hope people posting here are not using Windows XP in 2024, or have not updated their Linux packages since 2017.
Go search for how long companies take to patch a vulnerability. It is like 60 days for critical CVEs on average, 300 days overall.