Using a local account on Windows 11 has its benefits, as explained by Microsoft on accident.
Microsoft inadvertently highlighted the benefits of using a local account over a Microsoft account on Windows 11 in a recent support page update.
Using a local account allows for offline sign-in, is independent of cloud services, and limits settings, files, and applications to a single device, enhancing privacy.
Despite these benefits, Microsoft requires internet access or workarounds for the initial setup of Windows 11, making it challenging to use a local account from the start.
I frankly wouldn't care at all had MS not truncate your home folder to 5 characters when using a Ms account and also didn't make using remote desktop impossible when enabling a passwordless account.