Credit union for car loans
Credit union for car loans
I'm getting ready to purchase a sports car, and wanted to inquire credit unions with low interest rates for someone who has the cash, but wants a low interest rate loan because they can.
Who'd you recommend?
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I found Partner Colorado to be pretty good. My first experience with them was great and my current one was alright. Rates are competitive.
What kind of sports car are you getting?
What was the rate you got? Just so I have some rough awareness of what I'm getting into.
981 Cayman GTS.
6.9% on a used Audi Q8. And nice car, if you see a graphite grey Lotus Elise rolling around town, that's me!
Oof. That's a lot. I'd rather pay cash.
Do you go to any car meets? I'd love to join. :)
Yeah, that's the market at the moment - a little over a year ago you could get in the low 3% range and average used car rates are damn near 10% right now. Grabbed, even a CD is posting around 5-6% so a 1-2% delta isn't bad and over 5 years, putting that money in the market will yield a higher percent so it still makes sense to finance.
I used to go to the C&C up in Lafayette but it's been a while. You?
Thanks for the info. Guess I'll have to check myself and see, but at those percentages I prefer paying cash.
I haven't been to any car meets in here unfortunately, there isn't as much of a car scene here. :/
Yeah, I moved here from Atlanta and it was crazy going from mall parking lots filled with every exotic car you can imagine to a small lot with like 2 lambos, a couple McLarens, and a handful of Porches. People here seem to just get nice cars and don't care to show them off. I once ran into a group of ~30+ supercars in Evergreen and joined them for a bit of their drive. Talking to them, they just organize via Facebook and don't really do car shows
Yeah there are luxury, classic cars, and low riders. I don't see car enthusiasts with lower budget vehicles, people who work on their own cars and go to road tracks. I used to live in MI and it was filled with that.