99% of the time that is all I need. However the cost of two vehicles is so high I end up with a large truck for that 1% of the time (every try to rent a truck to use as a truck? it isn't possible as there are so many restrictions)
They are for hauling your home depot purchases home. Use them for anything else and it isn't allowed. Home depot won't care normally, but if anything goes wrong (might not be your fault) and lawyers will be going after you.