Naw, digital transfers are convenient saving both time and money for me and everybody else. However, trying to force people into digital transactions, or remove cash entirely is a huge problem. I always have a decent amount of hard currency on me, and occasionally use that money.
The majority of my transactions are done digitally however, purely because of convenience.
I use digital transactions not for convenience, but when they're unavoidable, such as paying a person in another city or paying for an online order that wants you to pay in advance. For everything else (including most online orders) - cash rules.
It's possible to implement it in a way that purchases can't be traced. XMR has proven that. But there is absolutely no way the EU is going to take that route, it will for sure be traceable