I understand the desire completely, though I suspect that being grid-tied is cheaper in most locations:
wind is a lot cheaper with bigger turbines, which don't make sense for individuals (though community ownership would be reasonable)
grid-tied systems are a lot cheaper than fully disconnected ones in most locations, and need a lot less storage, since they move electricity from where the sun shines or the wind blows to where people are
Though while you save some in upfront costs, you loose out on the benefit of eliminating an ongoing cost thanks to still requiring a connection. Given how solar and battery prices continue to drop, it’s likely they will eventually hit the point where it may be cheaper with inflation to buy now and save later when it comes to retirement.
It's not just the upfront savings; it's that it takes truly huge amounts of storage to deal with intermittency in one location. You need a lot less storage in the aggregate if you can move power from one location to another. This makes systems where almost everybody is connected cheaper for society as a whole.
You need less on a social scale if everyone is interconnected obviously, but at the individual level it may well cost more. People were doing household scale off grid with a pile lead acid for decades after all.
Households don’t necessarily need that much power, and while heat pumps change that up north in the winter, when it comes to modern day solar off grid you often use two to three times the inverting capacity worth of panel, precisely because it allows for reliable near full power generation on cloudy or snowy days.
So have I, and nowadays it very much is almost always available situation people expect, even for fully electrified homes. PV paneling cheaper per square m than fencepost plus being able to store a full weeks worth of average amarican home consumption for 20k of new battery have combined to make generatorless off grid a lot more practical.
Even then, modern heat pumps on average only use in the neighborhood of .5k to 2k kwh during the coldest months in southen Canada/ northern US, that is definitely within the capabilities of an reasonably affordable properly designed off grid solar system. Hence why I suggested it was reasonably doable for a fully electrified home, and will likely be much cheaper by the time your average lemmy user is building or buying their dream home.
Currently such a system is already in the cost range of twice that of a inground pool, by far the two most expensive parts of it, overpanneling and battery storage are plummeting in cost.
I think you underestimate what it takes to heat an older structure in the north. 7kw is pretty common for whole-home retrofits. Enough to run that all night in winter during an extended cloudy spell means a lot more panels and a lot more storage.
Are you suggesting a 7kw heat pump, or 7,000kwh/m highest hearing load? Because the former would already come out to about 2.5k kwh assuming a 12h duty cycle for 30 days, while the latter would cost over a thousand dollars a month to run at average US electricity prices during the month of highest load.
For reference the typical heat pump in the typical amarican single family house consumes 5.4k kwh in an entire year.