Ok real question, is there literally any way in the US to get insurance that isn't via being unemployed or through a 40 hr job? I can do 32 but nobody hires for that set of hours.
Can't you still buy plans independently on the marketplace like they originally required with Obamacare? Not sure what that experience or cost is like though.
I had to do that because something went wrong with open enrollment with my work last year. I pay about $130 a month and it doesn't cover too much. My daily prescription is ~$30 a month and my doctor's office visits are $70. If I hit my $7,500 deductible, the insurance covers the rest. I think it's united healthcare.
It really depends on how much you make. I lived in a shitty red state for a year on one of the plans, but because I was only making like $20,000 a year, it wasn't bankruptcy levels of expensive, and I actually needed some serious medical care that year. I think the problem gets worse the more you make ironically, because they determine all of your discretionary income should actually go to insurance companies. That of course can't happen if you don't have any discretionary income to begin with I guess. Say thank you and go back to work, serf.