I'd give it 3-4 years. Maybe five if they're sturdy, but not a decade.
And yet, we continue to live directly, knowingly in the path of multiple hurricanes every year instead of simply moving. I always thought going into the construction business around the Outer Banks must be a money cheat.
Mad because America still has access to trees, huh.
More seriously, the coastal county near me has seen 15 hurricanes make landfall in the past 35 years. Of those, 9 have been a category 2 or higher. You guys in your latitude get little tornadoes and some half-hearted shaky-shake that barely even registers, not earthquakes and hurricanes.
Unless your windowless, single-story house composed of 8in. of reinforced, perfectly uncracked concrete comes with an identical roof like a bomb shelter, I would strongly recommend weathering it out with whichever distant family member will take you. Anything above a Cat. 1 can just rip the ceiling off and stone in an earthquake stands a chance of aerating your skull, for all the expense you put into building it.
Brick in particular is fucking terrible for this. This is one of the reasons every now and then, you'll see a stone building totalled while a wooden one down the street sits untouched. Wood's pretty flexible and natural disasters are weird.
Also, lol you live in a fancy oven you can't even renovate and you'll be dead long before I am
We have a lot of reinforced concrete coastal fortifications built during WWII that have been destroyed due to storms. The storms wash away the land around them, the foundation collapses, and the structure breaks.