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How Safe is an 8% Withdrawal Rate?

ofdollarsanddata.com How Safe is an 8% Withdrawal Rate?

On Dave Ramsey's most recent rant and the riskiness of an 8% withdrawal rate.

How Safe is an 8% Withdrawal Rate?
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    In the case of AIVSX (one of the funds Dave has relied on for a long time), this fund has outperformed the S&P 500 by nearly 1% per year going back to 1935.

    Ramsay says: "I mean if you’re making 12 in good mutual funds and the S&P has averaged 11.8"

    Look at a chart:

    🤨

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