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They think they got rich by sacrificing lattes and avocado toast. Therefore... you can be rich too!
I still remember reading a blog by someone explaining how easy it is to become rich like them. Step 3 or 4 was "Rent out the downtown condo your mother gifted you when you got married and continue living at home working at your parents non-profit" because obviously everyone gets a free condo when they get married.
As much of a joke as it sounds, the person was completely serious.
Mitt Romney's wife shared this lovely story of when they were in college, they didn't ask anything from their parents. They'd come visit and got them a nice dinner, that was it. Ann Romney had to order carpet samples and sew them together so they didn't have to walk on bare floors. Sometimes, they were so stripped of cash that they had to sell stock to get money. They had to sell stock. SELL. STOCK.
She probably thought it was an uplifting story.
I vividly remember that and it really was as out of touch as it sounds. Mitt released a bunch of tax returns at least, voluntarily unlike someone else, and they confirm his extraordinary wealth. Out of touch doesn't begin to describe some of these people.
Rationalizing something that just happened to you in life's lottery is a very common thing for humans.
I mean, some people here thinking that they are not "rich" because of being honest, cause all the "rich" are dishonest bastards, is of the same root.
I agree that both are wrong and also that being that disconnected from the reality is bad. It's just that there are much more categories other than rich/poor in which many of us got the longer stick.