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Honestly cats are expensive lol not sure if this meme holds
Owning a pet responsibly is like owning a car: there is the expense of regular maintenance, and then every so often you have to drop a wad of money for a major repair.
Don't get me wrong, my animals are worth it, but I think some first-time pet owners don't realize this.
Can you get pet insurance like you can car insurance and is it worth it?
Pet insurance exists, your options and whether it's worth it depends on a variety of factors. Look up "pet insurance (location)".
Not really. I adopted a stray kitten which cost 0$, a couple of vet visits set me back maybe 200$ for most of his life. Cat food isn't expensive, car toys, and the environment was easy to supply and make it interesting. Later in life he got a tumor, and regular vet visits did cost a couple of thousand bucks and he eventually had to be put to sleep. But that was the most amazing cat, who gave happiness and love to 4 people, and a kitty friend.
For me the main expense is opportunity. If I want to go away for few days I need to plan a sitter which is also expensive.