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As an american, who gives a shit about all that stuff when your family savings can be wiped out, home foreclosed upon, and bankrupted just because you get sick or suffer an injury!? Even if you plan and do everything right, it could still happen to you, through no fault of your own.
So, IMO until we have universal healthcare like every other modern nation, they all beat us...
or you can just move to a different country. Ez.
I can't speak for others of course, but I don't want to move away from family...
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