I subscribe to Netflix, HBO Max, and Youtube premium. I might be cutting Netflix by the end of the year. There are still some things I want to finish watching.
I also have access to my brother's Hulu and Disney, and my mom's Prime video. When those three start cracking down on sharing, I definitely would not subscribe to them.
I've recently started sailing the seas again. I refuse to even sign up for even a free trial for Peacock or anything else.