sounds about right
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Just take that $22 per month and invest it instead. You'd come out on top
What can you invest with $22 per month (or $264 per year) that's actually turned a noticable profit? Even at 10% return you'd be looking at $26.4 gain per year.
That is essentially what this company is doing. They are investing your money until you die
Its a payment plan to buy to casket. You $20 a month for $60 months.