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Be careful. You make too much sense!
But you can definitely achieve these things. I'm not rich nor do I hold a college degree and I do it. I dislike my job as much as the next person but this is the world we live in. Would you rather 1984?
If those were the only two options, obviously not. But I think you know damn well that's not reality.
Sure, there are other options. Name a better one.
An Anarchist commune?
Even that would devolve into a hierarchy. Someone will want power. It's happened before.
Where and when? All the instances I have heard about have been attacked by external powers, not taken over from within.
Sure but there was always someone (or a sect of someone's) "in charge" calling the shots.
Raising minimum wage or putting a social safety net in place so we have no working homeless or unfed children.
I don't disagree but this is a band-aid. I am not sure that there is a political or economic philosophy in place today (at least in the US) prepared or willing to deal with homeless or hunger properly. We get a lot of politispeak about doing this or that that effectively translates to nothing.