Numberone @ Numberone @startrek.website

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2 yr. ago

NFT's are a form of ownership (I know, I know, of a JPEG). If we leave out the scammy bullshit that NFT's have been in the past, then there are interesting things you can do with them. One company now is minting NFT plane tickets. The advantage is that if plans change or something you OWN that plane ticket, and could directly sell it on a seconary market or somthing. Another case would be for games. I personally like collector card games, like hearthstone and things like that. However when you play digital card games you never own shit. They could just close ownership down at any point...technically. with a set of NFT cards you 100% own it.

Beyond that, the ownership model in crypto can be empowering to users as well. One insurance company popped up that let you combine your funds with others directly in the form of their risk pools to provide the necessay function that insurance companies currently do and decreasing the amount of liquidity they have to maintain which can lower prices for consumers and provide for growth on your resources.

Not all of these things have succeeded. The main thing is a different take on ownership. Previously it has been that you give money to institutions and it's yours because you trust them. In crypto it's yours because that's how it's coded in the smart contract. I'm not a maximalist, but I think if that change can be capitalized on in certain cases it could work well.

The other commenter is comparing FSA to HSA which is right I think. I think FSAs work for some people (I never understood who though) but there's literally no downside to an HSA. It basically can end up as another tax sheltered investment account, if you have enough money/luck to be able to pay off your healthcare costs out of pocket.

Like everything in the US, it's amazing for people with money. Less useful for those that don't. But at the very least it provides a buffer for the insane deductibles that US persons need to pay to keep living.

I've seen this in banking too. I have my health savings account with a provider that charges a percentage of your holdings as the admin fee. That can add up. My old one is a flat rate per month. I have been transferring the money every year to the flat rate provider and the process is completely arcane.

1. Find the document on their site. The correct document isn't named clearly like the document you use to pull other providers into your account.
2. You have to print it and write by hand (not an editable PDF)
3. Assuming you've done this correctly you must mail them the document, like he said, with a stamp like a fucking caveman.
4. Behind the scenes the process is even more arcane, because again they claim they PHYSICALLY MAIL A CHECK to the new provider like fucking cavemen.

It's really clear that this is in bad faith. Banking "innovation" is a joke in the US. I know that everyone hates crypto up in this bitch (I get it), but a little self custody would go a long way in situations like this.

I have a friend who says the same thing. I make fun of him (of course) but the environment IS pretty dark, damp and oppressive. I do love the architecture, but I get how it can be a bit much.

I don't believe Minke whales are endangered either.

It isn't really profitable. The meat isn't really in demand and they harvest far fewer than the limit that's set by the government. This interview with a wailer from freakenomics was interesting and touched on a lot of these issues.

Here is the freakanomics episode

I hear those things are a masterpiece of engineering. They're made to within 10 microns. You know, like a Lego!

BioShock baby! It has story, killer environment, lore....everything

Seriously though. They fucking called it, unironically, the metaverse. That's a coined ass phrase. Distopian from the beginning. Weird choice on Meta's part haha.

Good idea! Thanks for the recommendation.

Snowcrash: pleasantly surprised by the quality of the world building, which I love.

Last one I remember was in like 2012. I was searching around for a wireless HDMI system and actually found and purchased it. For WEEKS post purchase this thing kept showing up in my adds. Everyone has case after case of these fuckers reading their mind and my only story is one that was so fucked it was funny. They were always overselling their capabilities I think.

If people internalized that last line of yours we could get shit done. ..

Is that Alan Tudyk?