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Reminds me how people who have been paying much more in rent each month for years, often decades, are constantly refused mortgages for being "high risk" 🤦
And then going into the negative on your credit card and paying it in time somehow makes you have good financial decisions.
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cue X-Files theme song
That's because if the rates suddenly go up, you won't be able to afford the mortgage and you'll go bankrupt. If your rent goes too high, you can just find a cheaper place.
But there are fixed rate mortgages.
Like a cardboard box?
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