I have YT Premium and I really don't mind paying. I watch a LOT of YT and making sure the creators I follow get paid for their work is important to me.
Discoverability has been so much better with YTM that it was for spotify, personally. Preferred GPM and was super turned off of YTM for while because of the change, but now its more than good enough to me.
YouTube premium isn't the way to make sure the creators get paid, since you're sending that money to YouTube first. It's way better to donate them directly or buy their merch etc.