Windows 10 keeps bugging me to use a Microsoft account
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"YOU KNOW WHY I CLICK LATER? BECAUSE THERE'S NO OPTION TO CLICK NEVER! I'D LIKE TO CLICK NEVER! I NEVER WANT TO DOWNLOAD THESE STUPID BULLSHIT FUCKING UPDATES EVER AGAIN!"
Then click that you aren't interested.
That setting may not scream in your face, but it is far from hidden.
https://www.tenforums.com/tutorials/137645-turn-off-get-even-more-out-windows-suggestions-windows-10-a.html