Agreed. Essentially the big reason many people support the idea of a government is simply because it is an effective deferral of responsibility for certain issues. The most effective example is unironically the existence of the government "benefit".
Yeah so we have a robust system of checks and balances, strong regulation and systemic processes to discourage corruption. For example, if you are in your role due to a public election or representing a public body and you are found to have taken bribes you have to serve 20 years in prison and lose all entitlements associated with your office including pensions.