The wealthy elite get their position through violence and exploitation, not by taking advantage of people’s poor decision-making - this reminds me of that “why don’t homeless people just buy a house” kind of attitude.
Anarchists are all about rules and regulations, as long as they’re non-hierarchical - to the extent that one of the major phrases associated with anarchism is “Anarchy is order”, and the well recognised symbol of the A within the O. For example, you could agree with a group of friends to take turns to be the designated driver - any of you can freely and voluntarily decide to get a taxi, but you decide to work together for the benefit of the group. If someone takes advantage of the benefit without taking their turn, you’ll quickly all agree to stop driving that friend. This is a really simplified example of how anarchism works.
I’d encourage you to seek out and read more about it. It’s a very sensible and coherent ideology.
Predatory loans is a great example - they’re not taken out because people have bad decision making ability but because they’re left with no other choices. If you’re poor and you’re struggling to make ends meet, your credit card is already maxed out because you had to fix your car and you can’t afford groceries what other option do you have other than a short term loan?
Quoting the dictionary isn’t how you learn about things! You know that, you little rascal! If youre interested in the etymology, the term anarchism comes from the greek “an archos”, e.g. without hierarchy. It is possible to have laws without hierarchy.
An absence of state, definitely. Government? Depends on your definition of government but if you take it to mean state then sure. Lawlessness and disorder, definitely not - I’ve been to several anarchist collective groups and they’re some of the most well-structured, organised and managed events going.
Sure, go read the Wikipedia article, that’ll give you a solid foundation! I’d suggest the Conquest of Bread if you’re interested, or google “what is Anarchism”
It’s the other way around - because the establishment has so much to fear from anarchism, they peddle anti-anarchist propaganda. If we renamed anarchism, they’d just do the same thing. Anarchism does exactly what the name implies - against heirarchies.
I’m not really sure I understand what you mean, sorry. Lots of people have misconceptions and some of those misconceptions are intentionally fed to us. You know, propaganda and such? Lots of people have a really skewed perception of what anarchism is, so I guess that makes them wrong about anarchism, if that’s what you mean!