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Depends on the system. Dnd 5e, almost certainly. Pathfinder 2e, not necessarily. Fabula Ultima, how did you roll that high?
In Pathfinder even on weaker creatures it's important to call out the number because it may or may not crit
Bladesinger wizards, 20 Int/ 18 Dex, Mage Armor+Bracers of Defense, Shield spell: 29AC
Good thing I said almost certainly to account for all the other times those things aren't true.
+ 2 AC from haste? I feel like the subclass was made for it.
Would also work, you're right :D
This is far from the limit
This isn't even my final form
What about White Wolf games?
Can't roll 28 on a d10, but in Exalted you could easily be rolling 28 dice.
Fighting an archmage of the akashic brotherhood. Or an exalt. Either way, that's death coming at you.