I have a harmless but very illegal hobby (in my jurisdiction) and if I get caught, I will spend some time in jail, lose my job and pay a hefty fine.
I would like to buy an insurance that covers all the damages, i.e. lawyer, court, fines, compensation for time in jail, confiscated equipment and cash etc.
After months of research and pondering I came to the conclusion that such an insurance could and SHOULD exist right now!
Let me explain the idea with a short fictional story set in the near future: