Give it time
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Supposedly with Teslas, if you miss payments on your vehicles, it can self drive back to the dealership. But I don't know this as fact.
Quick search on Youtube - Apparently Ford is on it.
I own 2 Teslas with FSD in both and there's no such thing as missing a payment and the car driving back to the service center. Maybe in the future but currently it's not a thing and hopefully never is.