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being overly paranoid about finances
i used ynab for a while but am now realizing it's probably worse for my mental health to keep track of things that granularly. need to go back to a more zoomed out, normal person sort of management scheme
Use the envelope budgeting method
Maybe just readjust your categories to be more general?
Alternatively I found a bank called Monzo that has ynab features built-in. I'm definitely considering not renewing my ynab and switching to that if I can.
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