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I've been using Google Voice for years. Sign up for a free number and forward voicemails to the Google number. It transcribes and allows me to keep all my voicemails no matter which carrier I switch to and it's 100% free. The only thing I wish they still had was custom greetings depending on who calls.
As with anything Google, I wouldn't use the phrase "100% free" you are paying with your privacy. Google isn't transcribing your voicemails just for you, they add that data to their collection and with the AI revolution it's more valuable to them than ever.
This is true. Though, I'm already using a Pixel, so they're already reading all my messages, emails, seeing my photos, etc. I would expect any other voicemail service could/would do the same.