The fancy look is just what everyone else is doing.
America doesn’t actually have style. They have architectural and design dickheads throw shit at a wall and we have to put up with it and that’s what winds up in peoples homes.
And I have remodeled some homes to look like McDonalds and the client doesn’t even recognize it.
Saddest part is, I also default to this sort of appearance. Though if I do see a cozy place, I like it - but if you asked me to design something, it would be millennial gray. I have no imagination.