I despise them as much as the next queer liberal but it isn't just the vile boomers falling for this. Keep an eye on your grandparents, maybe sit down and explain the more common scams and tell them to call you if they get something weird. No banking info over phones, etc.
Did I stutter? Protecting your family is protecting your family, now fetch the jumper cables and a lightning rod, Igor! We've got some identity theft to thwart.
For real though, I don't do this...often. I'd laugh if I ended up getting signed up for one of these though. My institution isn't that advanced on their IT front yet.