I never asked for a credit score. I don't use credit. They have made it very clear breach sfter breach that I don't want them to have my data. How do I remove myself from credit data agencies?
It is not. Saying so, reduces the intrusiveness and carelessness of the american system and absolute insanity of the chinese scoring system.
The SCHUFA is a problematic institution for sure, but saying it's equivalent to the chinese scoring system just shows that you don't know what you are talking about.