I'm 38, wife is 40, absolutely heartbreaking. We've been trying for 5 years, went to the NHS for IVF, but because of the pandemic we "aged out" of multiple rounds. The one go we had didn't result in pregnancy, and if we can't conceive with as many rounds as we can afford private were planning to adopt. Which is pretty difficult in the UK actually.
My wife and I are 30 and we're just doing out first round of IVF now. It's bloody expensive in Australia we can't really afford many rounds so it's going to be interesting. Spending house savings on having a child was never something I thought we would be doing
Good luck to you. Try the adoption/foster-child road, bur don't give up. My wife's cousin tried for more than 5 years, went through several ivfs and some kind of procedure, but was considered barren at the end. But for whatever reason it then suddenly worked and they have 3 children now (they only wanted 2, but I guess they prayed too hard or something).