I don’t think space habitats any significant distance from Earth will be possible. Mitigating the increased radiation will be tough enough just trying to get to Mars, much less trying to stay in space out that far. At least on Mars we can hang out in old lava tubes or something.
Yes and first century peasants couldn't imagine the idea of reading comments and responding to them on a magic lit up rectangle that knows when you touch it and where and exchanges the information involved invisibly through the air even passing through solid objects.
If that's what you think, then you severely underestimate human technological innovation.