Hey there. We just wanted to chime in that you can avoid the account closure by logging into your account within the 30 days (since receiving the email pictured) and selecting the Cancel Account Closure link contained in the email. We certainly do not want you to lose access to your games or account so if you have any difficulties logging in then please create a support case with us. >> ubisoft.com/help
No, it is not. It's a reason to not buy Ubisoft games, physical or digital. Physical games usually still have a code that's linked to an account and you have to download the game from an server online. Physical games now are just as digital as digital games, but they come with added plastic waste.
The reason to buy physical is for the collection of physical games. Don't delude yourself into thinking it's actually on the disk though. That hasn't been the case for a while now.
For PC games, no, they're not actually on the disc. For console games, they generally are the full game, albeit sometimes buggy without the day-one patch.
I said "generally." There are a few publishers that ship empty discs, and some games that are completely broken without a day-one patch, but most still have a playable game on the disc, at least on PlayStation. On Xbox, for games that have backwards compatibility with One, they often couldn't fit both game builds on one disc, so they made one version download-only instead of shipping two discs.
Not only that is not always the case, but with the locked down nature of consoles it would be way more difficult for a console owner to override any online DRM even if he had the whole software on disk.