Everyone is poor from inflation and a million different subscription services and smartphone makers haven't done anything new in years so there's no point in getting a new phone unless the old one breaks.
My Samsung phones keep "mysteriously" going to shit after 18 to 22 months so I might try an iPhone when my current one shits the bed. Hopefully they will get their head out of their ass and reduce/remove the cutout.
Just realize that iOS is NOT like Android at all. Some people can’t make the switch. Also, the cut out is not noticeable in daily use. The app I’m using right now isn’t showing it. It’s a non-issue in reality.