Assuming thats a response to me since this app sucks and its hard to tell, its true. Pension funds go to shit and get "borrowed" out of all the time. I like the benefits I get, but I'm not brainwashed either. Its not all positives.
Well, they can't. Let's be real. That's a bad angle to argue from. LONG list of all the positives and truths, but don't use that one unless you very easily want to get shut down and look foolish. I left my last 2 jobs because of the corporate end going stupid and pensions being iffy, both of them have since filed for bankruptcy.