I went to the local bakery/restaurant today and bought 2 cookies at the counter.
I paid with a credit card and when it asked if I wanted to tip, I said no.
Am I going to hell because of this?
Why would you tip someone who just rang you up? Tipping is for exceptional service rendered, not for pushing a button on a screen and handing you something. This whole over-tipping bullshit was started by the credit card point of sale machine businesses, because they reap greater profits. If everyone makes tips, then no one makes tips. The only winner is Square Cash.