Guess people should just be slaves to their debt because Checks Notes Banks are owned by people. Nah fuxk that noise, banks are owned by people profiting off the fact that they have large sums of Money they didnt even work for and gained by exploiting workers. Retirement funds and pension funds aren't in any sort of peril from folks on their last legs declaring bankruptcy. Do you know who is in peril? Folks who are in crippling debt, which is one of the leading causes of suicide because they see no way out, and bankruptcy has been so heavily stigmatized by captial owners that they dont even consider it an option.
When companies do it, its a smart business decision, when individuals do it, its viewed as a leech on society for some god forsaken reason. Trying to further stigmatize bankruptcy is fucking pathetic, even for internet trolls.
Already did, its normalized for companies, and looked down on by individuals, because individuals should mAkE gOoD oN tHeIr wOrD. Like I said fuck that noise.
The banks aren't good on their word you fucking trog. They raise the interest rates after you borrow, that's not fucking playing fair by any means. Tell me your a scumbag banker without telling me.
I mean, I paid what I borrowed, and they're still saying I owe nearly that much. Reality doesn't jive with what you're saying when interest rates are so high that it crushes you into a hole just for borrowing.