Correct. Actual talented musicians struggle their entire lives and often die very early from the stress related to working like a normal person and also being out late playing in clubs. Wes Montgomery was a welder throughout his entire career, he died at 45. Wes had more talent in his right thumb than t swift has all over.
Seasick Steve lived in a shack until his 60s. Then a TV program here in the UK seemed to have discovered him. Music festivals have thankfully loved that guy.