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Oh it’s worse than that. Dental and eye insurance are separate except for when the issue you have is bad enough to need an oral surgeon or an ophthalmologist. So the preventative and maintenance care that avoids problems with your teeth and eyes isn’t covered. And basic treatments aren’t covered.
This is like saying sorry, we don’t cover cold and flu medicine, we wait until it’s pneumonia to cover your issue.
y'all's health insurance covers your cold and flu medicine?
If I go to the doctor and they say you need to take those medicine, then yes, it does.
You must have one of those fancy no deductible plans....
My insurance doesn't cover shit till the cumulative bills nears 10k for the family or something like that. Wooo hoo hundreds of dollars a month to pay inflated insurance prices.... It's cheaper to pay the cash price most of the time...
But yay I get to put a couple thousand aside tax free for someone else to make money off of my money.
What the fuck is wrong with America....
Nah, I just live in a developed social democracy.