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I'm in the States so dunno how this translates... But my parents made get a 500usd limit credit card when I was like 14. It had been the best decision that I've made. My credit is so dn good now that I can get what ever I want easily approved. That and they insisted I make a home purchase at like 23- right be fore the mortgages went nuts. My mortgage is like a quarter of what others pay for a rental...
Thanks ma and pa 🤜🤛
By dumb luck I bought a house right before the housing market lost its goddamned mind.
$145K for a 3 bedroom on an acre of land. It’s more than doubled in value since I bought it, and I pay less than $1000/mo at 2.9% interest.
I keep getting letters from my mortgage company offering me $80K in a cash-out refinance at like double to triple my current interest rate and I’m like “how about blow me?” I’m riding that interest rate until the wheels fall off.