I use debian 12 on my work laptop. I agree with your points but I still use it because I want the fundamental system to be stable, and then any software I want to be more up-to-date I build from source (tmux, alacritty, neovim) or download separately (vscode/slack/joplin).
I used to use ubuntu because it worked so well with my hardware ootb, but I got tired of snap.
No one can dictate what tickles your fancy and ticks your boxes bud. If you're into debian, that's cool by me. Not my jam personally, but wtf does my opinion matter?