Funny story about the worst day ever

You guys kicked ass finding that article I was looking for.

This one I have been looking for for years.

It's a funny serialized short story about a guy(maybe British) who just keeps having a terrible day, and whenever he uses the f-word to describe a shitty event happening to him, he says fluff instead of fuck. "Fluff that" "so he took my fluffing wallet".

I know for sure at one point he ends up in the hospital, he may have been mugged at the beginning of the story but I'm not 100%, this story was so funny when I first read it and I have never been able to find it again.

Thank you