Researchers have used Google Street View to study hundreds of elements of the built environment, including buildings, green spaces, pavements and roads, and how these elements relate to each other and influence coronary artery disease in people living in these neighborhoods.
I think you're on the right track, but have identified the wrong place to insert a law. It shouldn't be illegal to do this work. It should be illegal for insurance companies to abuse it through eligibility, premiums, and claims restrictions.
Street view should be made illegal in general. There are no legitimate plus sides of it.
I use it to check where parking lots open onto the street, where some buildings have their facing/entrances, check street numbers to confirm that bakery IS closed and it's a tax prep office now, etc.
GMaps sat-view is horribly out of date - my apartment still doesn't exist after 5 years - but street-view is fantastic sometimes.