What is your favourite budgeting method?
What is your favourite budgeting method?
A Vanguard video (https://m.youtube.com/watch?v=1nprZjV_6FM) refers to 4 budgeting methods
- the envelope method
- the pay yourself first method
- 50/30/20 method
- zero based budget method
Which one is your favourite?
Edit: non-text version with a 5th method: https://www.lendingtree.com/student/simple-budget/
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Not sure where my method belongs...
I usually set aside the money for bills, set aside budget for groceries and leave some for personal things and entertainment. Everything else goes to the savings account.
That’s the envelope method
You are right
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