Right now? I'd hardly notice. I get paid tomorrow. This time tomorrow would be a bit better. Even better if it was this time tomorrow and the joint account too, that would be a lot better.
None of it would actually be life changing though. It would just make up for our recent house move and all the associated stuff really.
Same, right now I'm -$300, ask again in 12 hrs when two paychecks hit the joint bank acct, I might be able to make the car payment AND the car repair payment, yippee.
I mean you're not far off, -280 plus -145, plus -37 overdraft fee for each of those automatic withdraws that came out before the check deposits in a few hours, even tho they'll all be dated 8/25 on my bank statement. The 280 said "pending" since before midnight, went negative at 12 on the dot, the 145 came out at 3am, and the checks don't go in til 9 :')