This is a bit of a cherry pick.

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Sure the drives are dropping slower but at the end of the day, I have a mental 'limit' on hard drive prices.

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I paid $250 AUD for 3TB once.

Then I paid $250 AUD for 5TB

Then 8 and finally, 16.

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It's taken some time but it continues to evolve. It's going to take a very long time before an SSD which lasts in excess of 5 to 10 years, matches HDD speeds (you heard me) and costs less than $250 AUD for 16TB.