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Recommendations for Budgeting App (that’s not Mint)
  • Europe only :(

    Also this requires exposing all your financial data to Nordigen, which defeats (in my opinion) the largest selling factor of Actual: not giving any 3rd parties access to your financial data.

  • Recommendations for Budgeting App (that’s not Mint)
  • Actual Budget looks like a promising self-hosted option. Don't think there's any bank linking, though it's been on the roadmap for a while. I've looked around and haven't found anything else that I'd believe isn't selling all of your financial data to advertisers.

  • Suggest a Textra replacement
  • Yep, the hardest part of Signal is convincing everyone you text to use it. Though, once you do, it's awesome!

    SMS as a protocol is pretty bunk. I'm not sure any app can save it. That's why I just stick to the default SMS app. Well, that, and because that app is made by Anrdoid and your carrier, who can already track everything anyway, so there's no (extra) privacy hit.

  • More Than $10 Billion Deposited in Apple Card Savings Accounts
  • The Fed has massively increased interest rates in the past year or so to fend off a recession. That's in part what led to the recent bank failures, because the banks made stupid investments hinging on low interest rates. As a whole, it's been working wonders for the economy. Things have been stabilizing and fears of a recession have lowered.

    In short, yes, 4.15% is on the good side, but it's also pretty common in the US right now. Some savings accounts have 5%+ last time I checked, though those are harder to come by and often have stupid rules attached.

  • More Than $10 Billion Deposited in Apple Card Savings Accounts
  • I don't disagree, but it's an important distinction to make that Apple is not the bank in this scenario. Goldman Sachs is the bank. Apple is basically just whitelabeling in the same way every store nowadays wants you to get their credit card. Macy's giving you a credit card with their name on it does not make them a bank. Same goes for Apple.

  • Don't give me a reason to go to Starbucks, damn it!
  • Better yet: start getting your coffee from a local shop and stop going to Starbucks at all! The trick is finding a local shop with real specialty drinks, not just a variety of syrup flavors.

  • new skill
  • Quotes make it only return results that contain exactly what's in the quotes. All you need to do is put a string in your website that is unique to all indexed pages. Since there's no length limit (well, google searches have a max length, but it's pretty long), I expect that the vast majority of web pages will have some phrase you can use like this.

    In theory, you could just search for the entire contents of a page in quotes and it'll be the only thing that pops up unless another page is identical or contains an identical copy of the first page within it.

  • Automaker Tesla is opening more showrooms on tribal lands to avoid state laws barring direct sales
  • The best argument I've hard in favor of dealers is that they introduce competition in sales of a single brand of vehicle. Instead of Ford having a monopoly on Ford vehicles and selling for MSRP only, you can shop around Ford dealerships that all sell the same product but have to compete with eachother on price or whatever.

    That system starts to break down when, like in recent years, dealerships collectively decide to stop selling vehicles for MSRP or below and all tack on thousands of bullshit dealership markup fees. Also dealerships are exclusively run by scum of the Earth which massively taints the entire car shopping experience.

  • Lemmy.world is being "attacked" with random communities

    @LMAO is flooding the site with random communities because they're salty about being banned for claiming too many community names. They claim they're trying to "fuck your entire site up" but I imagine it's a relatively quick fix to delete all the communities they're creating, LMAO.

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    Posting this while waiting for it to stop raining so I can burn these thorns

    It only started raining when I arrived at the tower and it's been going on for what seems like forever. Pretty sure the game does this on purpose...

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    InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)CU
    CupDock @lemmy.world
    Posts 5
    Comments 54