I think the confusion begins with your statement that Meta didn't "learn their lesson from Second Life." What's the lesson they should have learned? Why should Meta have learned a lesson from something they didn't own?
Sure, but the premise of the question is if "we will ever have affordable housing again in our lifetime?" There is no reason to believe there will be affordable housing right now or in the immediate future, and this comment hypothesises why climate change will cause affordable housing to continue to be problematic in the distant future as well.
You can lay down in your bed without sleeping to slowly regain energy
Plant tree seeds in the dirt patch areas of the forest to have a larger supply of wood without sacrificing farm space
Chests in strategic locations (e.g. in the mines, by the bus stop, etc.) with area specific items (e.g. food for mining, gifts for villagers, etc.) to save time traveling back to the farm
Invest as much as you can in seeds. Cauliflower, melon, and pumpkin will have the best return on investment your first year, so plant as many of those after you have minimum required of the other crops. Plant crops with multiple harvests per season (blueberries, hops, etc.) ASAP, ideally day 1. Sell crops directly to Pierre on harvest day so you can buy seeds to replant the same day
Don't waste an inventory space on staircases. Bring 99+ stone and craft if/as needed
Sashimi is a low effort/low opportunity cost food. I recommend using crab pots on the farm to supply the low effort fish. The recipe is from Linus, if I recall correctly.