Check out the Skoda CitiGo. 36.4kWh of small car goodness without any screens or updates. Just Bluetooth.
Navigation is provided using your phone in the factory mount or a TomTom.
It’s basically a scaled down e-Up with analog switches.
Moped class 2 are the ones who can ride in the bike path with up to 1000W and 25km/h for cutoff. These do require insurance (~€6/mo) , but are mostly for delivery services where 250W just isn’t enough. These also require a helmet.
So far this system has worked pretty well with no insane speeders in the news yet. With anecdotal evidence it’s usually the insane wattage that really encourages bad behaviour.