Timely topic with the holidays coming up!
After you have the money in Ready To Assign, did you have an overspent credit card category in the budget? If I try to replicate what you did, I do indeed have the money in Ready to Assign but I also have an overspent credit card category, and the fix would be to assign the RTA money to that credit card because you sent more to the credit card than you had set aside for the payment. If that's the issue, see https://support.ynab.com/en_us/when-your-credit-card-payment-category-is-red-a-guide-SJDSr3Q1i
That said, I usually don't have to do this so perhaps the reason is that you had some credit card payments that weren't budgeted for (maybe you only started with YNAB recently?).
YNAB now comes in blurple, presents a more cohesive look across platforms and has a bunch of accessibility improvements. They made a video on the changes as well: https://www.youtube.com/watch?v=zxGgcpx76I4
What does /c/ynab think?
I personally got used to it pretty quickly - after all it's mostly only visual changes. Although on mobile, I find the blurple looks a bit harsher than the old YNAB colours.
Yeah I mentioned this more or less in another comment but this is currently my preferred approach as well 👍
Yeah on the one hand, you want the fine-grained detail of separate categories for everything but then again, a general vacation category saves me a lot of headache.
I've seen people use the Wish Farm approach and first tag the transactions (e.g. #2023-sydney) using the memo field, and then delete the category which will prompt YNAB to reassign the transactions and remaining money to another category. So a specific trip could go to "travel", something for the house could go into "home improvement", a new drawing table could go into "hobbies", etc.
Fair point, it's definitely the easiest approach.
One reason is the way that hidden categories are just sort of lumped together in reports, which makes it harder to see how you have spent your money. This is why I'm currently considering an approach where you delete the temp category after you're done, and move the money to another general category, so you don't lose that info.
Hi everyone! I am planning a short vacation in the upcoming months and for that, I wanted to add a category group and a few categories (travel, food, accommodation, etc). But then I started thinking about what to do with these categories once the trip is over and I don't need them anymore.
Since I haven't done this myself yet, I was wondering how people deal with these types of temporary categories? Rename? Or put it all in a more generic "travel" or "next big expense" category?
I'd rather not simply hide them forever, as this could feel a bit messy over time :)