If there’s anything truly irreplaceable on the drive, it can almost certainly be recovered by data recovery companies. The big ones will charge you upwards of £/$1000, but /r/datarecovery can point you in the direction of smaller (but equally effective) businesses that will charge as low as £/$200 for repairs not requiring platter swaps (there’s good odds that this is the case for you!).

The reputable ones will give you a quote for the cost of shipping. If you can’t afford it right now, keep it in your back pocket for a better time.